Choosing a Life Insurance carriers
You can choose what media will be placed on their savings to chance.
The main setting is your risk approach.
supports riskiest offer the hope of the largest gains.
The downside is that they also exhibit the greatest changes in their results.
In this context, the first criterion to consider is your age:
- The younger you are, the more risky use of media is recommended for the long term, these materials will outweigh any decreases increases much stronger than non-risk carriers.
compare two supports 31 / 08 / 2005:
1 / AXA European bonds
product is a bit risky, the risk index is 2 / 10.
raw performance
UCITS
In 2005
5.55% for 1 year Since
8.27% 18.37% 3 years
last 5 years 34.39%
8 years
58.43%
2 / AXA France Actions
It a product rather risky, its risk index is 6 / 10.
UCITS
raw performance Benchmark on 30/12/2004
Since
18.57% Since 1 year Since
26.98% 34.92% 3 years
past 5 years
32.68 For 8 years
% 72.1%
Conclusion:
support risky (AXA France Actions ) Dominates over the long term produces little risky (AXA European bonds).
However, changes in the media may be more important.