Tax saving and PERP PERP
we saw earlier, the deductible amounts relating to the PERP. But who says
deductibility, said tax savings.
compute this economy:
First, you need your marginal tax rate (IMR) is the tax rate applied to the highest fraction of your income taxed
The scale is as follows:
Taxable income brackets in 2004
Tax Rate Up to € 4 334 0 ------------------------> %
Ranging between € 4,334 and € 8 524 6.83% ----->
Ranging between € 8524 and € 15 004 19.14% ---->
Ranging between € 15 004 € 24 294 and ---> 28.26%
Between € 24 294 € 39 529 and ---> 37.38%
Ranging between € 39 529 € 48 747 and ---> 42.62%
Above € 48 747 --------- ---------> 48.09%
The gross tax is calculated according to the "family quotient system"
dividing the amount of taxable income by the number of units, we
applying the progressive scale of RI to the value of a share of income,
then multiply that result by the number of shares.
EXAMPLE: A married couple without children has a taxable income of 30 000 €. So there
2 shares tax.
To apply the above scale, we divide 30,000 by 2: € 15 000
It is therefore in the range: between € 8524 and € 15 004 19.14% ---->
The marginal tax rate (IMR) of torque is 19.14%.
So if the couple earns a euro more it will be taxed at 19.14%.
So if this couple will pay 1 euro extra on the 1 euro perp he deducted from his taxable income and therefore is a tax saving of 1 x 19.14% = € 0, € 1914.
For a fee Annual of 3000 €, you save so 3000 x 0.1914 = € 574.2 in income tax.
0 comments:
Post a Comment