The main guarantees on goods that must be met on a contract casualty insurance business are:
Fire :
The events concerned are:
- fire them
explosions and implosions
- the fall of lightning
- the action of electricity on electrical conduits
- the accidental release of smoke and sudden shocks
-vehicle / machine land / air / space
Liability in connection with the occupancy
Consequences against liability that you may incur as a result of an insured event under guarantees Fire and Casualty or water damage and occurring or arising in the insured premises.
weather events
- The direct action of wind
- The fall of hail
- The weight of snow or ice on roofs
- The effects of freezing on heating pipes within the premises
- The weather entering the building
Natural disasters
abnormal intensity of a natural agent.
Need for interdepartmental stop natural disasters.
Damage electric
-The action of lightning
- The action of electricity
creating damage to the interior of business premises on equipment, machinery and instruments by professional and private facilities, heating, air conditioning and ventilating the building and elevator
water damage
- breaks, overflows and leaking pipes buildings
- Infiltration of water or snow
- Overflow, Sewer break
Glass breakage and signs
Concerning: the storefront business premises, the glass in the interior, indoor signs and outside, the glass roofs and verandas
Flight and deterioration
are concerned:
- burglary or attempted burglary
- introduction of a duly established by the criminal use of false keys or illegal in maintaining the premises
- aggression during transport, the business premises, the home of the insured
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